Our Equity Builder First Lien Home Equity Line of Credit provides the opportunity to significantly increase your homes equity by providing a checking account and Line of Credit combination.
Do you keep a balance in your checking, savings or money market accounts? This works to your advantage with Equity Builder. By providing a checking account that sweeps daily against the balance of your Home Equity Line of Credit, you can significantly reduce interest and pay down your mortgage much faster than a traditional amortized mortgage.
Unlike traditional mortgages, where payment levels don't change without the cost and requalification of refinancing, your scheduled (or minimum) monthly payment with Equity Builder immediately decreases in proportion to any principal paydown.
If you need an advance for home improvements or life’s surprises, no problem with available credit up to 85% of your homes' value, we have you covered. Get the best of all worlds, by building and having access to your home equity with Equity Builder.
How does Equity Builder improve home equity?
